按揭贷款利率就是指按揭贷款时所出的相关金额。
最近一次按揭贷款利率高于6%是在2008年11月。
The last time mortgage rates were above 6% was in November 2008.
国债收益率会影响住房按揭贷款利率等其他信贷成本，它往往会在经济形势改善时上扬。
Treasury yields, which influence other credit costs like home mortgage interest rates, tend to rise when the economy is stronger.
在贷方持续收紧发出住房贷款的标准是，按揭贷款利率在今年夏天进一步上升。
Mortgage rates rose this summer as lenders continued to tighten their standards for issuing home loans.
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