当你拖欠一卡的付费时引发对你每张卡的高额罚款利率，称之为"普及违约"。"

There's "universal default", where a late payment on one card can trigger high penalty rates on every card you own.

youdao

永无休止的拖欠费“，因为你还的款总也赶不上对你追加的新罚款。

There's the "endless late fee", where your payments never catch up with the new penalties you're charged.

youdao