公积金贷款风险主要表现为制度风险、政策和法律风险、信用风险、抵押风险等。

These risks include institutional risk, legal risks, risk of credit, and risk of mortgage.

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但是杜洪得知，银行的一些竞争对手已经开始进行抵押风险信用衍生品交易，所以他们的团队决定接受这项工作。

But Duhon knew that some of the bank's rivals were starting to conduct credit derivatives deals with mortgage risk, so the team decided to take it on.

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尤努斯相信，如果有机会，贫穷的借款人将精明地使用这笔钱并将偿还贷款，即使冒没有抵押的风险。

Yunus believed that if given the opportunity, poor borrowers would use the money wisely and would repay loans, even without collateral at risk.

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The collateral could be a number of things including mortgages--securitized mortgages that are risky and dangerous assets.

抵押品可是很多种东西,包括抵押贷款-证券化按揭贷款,这种有风险的，危险的资产。

耶鲁公开课 - 金融市场课程节选

We're much more willing to take risks on mortgages.

在抵押贷款方面,人们越来越偏好风险

耶鲁公开课 - 金融市场课程节选