不行，你们自己承担保险费，但我们愿意付一半的运输费。这样你们能接受吗？
No, you have to take care of the insurance. But we are willing to pay the half transport. Can you accept that?
交纳保险费是投保人最重要的义务，保险公司只有在投保人支付保险费的前提下，才承担保险责任。
Payment of the premium is the most important obligation of the insured person, and is the proviso under which the insurance company will assume the responsibilities of the insurer.
保险人开始承担保险责任的时间应当是双方约定的时间，保险人在保单中单方面确定的保险责任开始的时间应溯及至支付保险费之时。
Once all the conditions are met, the contract will come into force. The time that the insurer begins to assume contract responsibilities should be the time both parties a…
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