是一种短期金融工具，是承兑银行的一种无条件的责任。
A short-term financial instrument that is the unconditional obligation of the accepting bank.
换言之，当交易变成银行承兑票据，这项交易就变成了承兑银行的一种无条件的责任。
In other words, when the transaction becomes a BA it becomes an unconditional obligation of the accepting bank.
如汇票持票人在到期日或到期日后，绝对地和无条件地放弃其对承兑人之权利，汇票责任即告解除。
If the bill holder after the due date or maturity, absolute and unconditional right to give up its right acceptor, bill of exchange liability to be lifted.
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