买家先付了100万美元的首付，然后用两笔贷款支付剩余房款。

The buyer put down $1 million on the Snowball Mansion and financed the remainder with two loans.

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在中国，购房人支付的首付款最低要达到购房款的30%，而美国在信贷泡沫期间，许多人购房可以享受零首付，他们的收入根本不足以偿还房贷。

In China, houses are bought with a minimum 30% down. In the us, during the credit boom, many people were paying 0% down with no income to back it up.

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