在决定是否移向海外，把经营移到总部或维持现状，你需要考虑人力成本以外的因素，而且，这些因素可能经常变化。

In making the decision whether to move offshore, bring operations home or maintain the status quo, you need to consider factors beyond labor costs. Moreover, these factors can change frequently.

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为了控制经营成本的差异归因于不同的银行规模，大小变量，洛加或总资产的记录，是包括在内。

To control for the differences in operating costs attributed to varying bank size, a size variable, LOGA or the log of total assets, is included.

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在这样的情况下，经营被认为是销售产品和劳务。销售减去产品和劳务成本后的收益是毛收入或毛利。

The profit from sales after direct costs for producing the goods or services have been deducted is called gross income or gross profit.

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