担保 借方用来担保贷款或其他信贷的资产，银行在违约时可以就这些资产变现所得价款优先受偿。
Security Assets pledged by a borrower to secure a loan or other credit, and subject to seizure in the event of default.
家庭财富的下降将加剧人们的担心：即由于家庭变穷，他们可能紧缩开支，而且可能发现从银行或其他贷方获得信贷的难度越来越大。
The decline will heighten fears that households could pull back from spending as they become poorer, and may find it increasingly difficult to obtain credit from Banks and other lenders.
房价低迷和信贷收紧令所有人都更难以自己的房子为抵押获得贷款，用于房屋整修、翻新，支付大学学费或其他用途。
Depressed values and tighter credit in turn have reduced everyone's ability to borrow against their houses for remodeling, refurbishing, college tuition or other purposes.
应用推荐