随后本文重点针对外资银行进入对我国银行业效率的影响进行了实证分析。
Then it introduces foreign bank's history and performance in China, analyzing the positive and negative impact of foreign bank entry on the efficiency of domestic banking.
随着我国银行业竞争格局的出现，有必要分析国有银行与新兴商业银行的效率差异。
With the advent of banking competition in China, it is necessary to analyze on the efficiency difference between stated-owned Banks and the developing commercial ones.
“帕累托最优”要求一个有充分竞争的市场环境，所以，促进我国资金资源的配置效率就必须要打破垄断的局面，在银行业引入有效竞争机制。
Pareto Efficiency requires a free market , so what we can do is to break the state of monopoly and introduce effective competition to the market.
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