一切险只承保由自然灾害和意外事故造成的损失。

All Risks cover only the losses caused by natural calamities and unexpected accidents.

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而保“一切险”，在全部承保期内的任何时期，不论海上或陆上所产生的意外事故，其全部损失都予以赔偿。

The all risks? Coverage will admit all losses occurring at any time throughout the whole currency of the coverage, irrespective of whether they are caused by accidents at sea or on land.

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大体上说，平安险包括自然灾害和意外事故造成的全部损失和意外事故造成的部分损失。

Well, roughly speaking, F. P. A. covers total loss resulting from both natural calamities and accidents, and partial loss caused by accidents.

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