俺将这个整理的方式与过程分享出来，希望让更多的迷徒能够借鉴这种方式达到破局的目的）．而第一章的东西实际上本身就是空谈，只有把它反馈到生活、学习、工作中，其价值与意义才会显现。
The stuff in the whole first chapter is just windchase. It is meaningful and valuable only when you reflect it to your life, study and work.
这些研究方案具有一定的理论意义和实用价值，值得参考和借鉴。
There research plans contain certain theoretical significance and practical value, which are worth using for reference.
本文提出的债权资产“风险损失率”和“相对价值”的概念，对金融资产评估实践和应收账款评估操作具有一定的借鉴意义。
The concepts of "rate of risk-loss" and"relative value" submitted in this paper, among other things, are instructive for appraising the commercial banks and their receivable accounts.
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