随着资金成本的上升，市场波动性加大，企业开始囤积现金，而不是急于交易。

Market volatility swelled and companies began hoarding cash instead of chasing deals while the cost of capital climbed.

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俄罗斯消费者开始恐慌性购物，试图抢在卢布进一步贬值前买入各种商品。 与此同时，部分银行由于客户囤积美元和欧元而遭遇现金短缺。

Russian shoppers rushed to buy goods before the currency lost more value, while some banks ran short of cash as customers stocked up on dollars and euros.

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