第四条银行应按季计提一般准备，一般准备年末余额应不低于年末贷款余额的1%。

Article 4 Banks shall set aside the general reserves on quarterly basis, and the general reserves outstanding as of the end of the year may not be less than 1% of the loans outstanding.

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年末全部金融机构本外币各项存款余额47.8万亿元，增长19.3%；

Savings deposit in Renminbi and foreign currencies in all items of financial institutions totaled 47.8 trillion Yuan at the end of 2008, up 19.3 percent.

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2008年末中央财政国债余额53270.76亿元，控制在年度预算限额55185.85亿元以内。

The outstanding balance of government bonds in the central budget at the end of 2008 totaled 5.327076 trillion yuan, which was under the set limit of 5.518585 trillion yuan.

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