投保人未交足二年保险费的，保险人应当在扣除手续费后，退还保险费。
If the insurant has not paid up the premium for two years, the insurer shall return the premium paid after deducting the commissions.
最近，芭布给了我一份份保险，那是我刚开始搬到他们家时他们给我买的，他们不间断地付了23年保险费。
Recently, Barb presented me with an insurance policy they bought when I first moved in with them and had continued to pay on for 23 years.
自从2010年，美国的保险费金额激增了9%。
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