这可能是很复杂的，比如说资料的比较分析；也可能是很简单的，比如说填写每日销售帐目。
They can be complex tasks such as comparative analysis, or simple ones such as filing the daily sales reports.
如果这些是客观层面，那么投资者还需要分析摩根大通贷款帐目面临的风险，并猜测如果经济状况继续恶化，该行的资产冲销是否会吞掉准备金。
If that is the science, the art is in looking at the riskiness of J. P. Morgan's loan books and guessing whether charge-offs could yet swamp the provisions if economic conditions get much worse.
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