2006年，80%的雇员依靠的是确定给付计划，这就意味着养老金是根据工作的工资和年限支付的。

In 2006 80% of them relied on defined-benefit plans, which pay a pension based on wages and years on the job.

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基金经理尼尔•雷科德(Neil Record)提出，缴费确定型计划获益者的支付安排是明晰的，它由基本工资与雇主缴费数额构成；

Neil Record, a fund manager, argues that the pay deal offered to a DC plan member is clear; it consists of basic salary and the employer’s contribution to the plan.

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该赤字的其中一部分是应支付给联邦退休计划用于邮政工作人员的55亿美元退休工资。

Part of the deficit is a five and a half billion dollar payment to the federal retirement plan for postal workers.

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