一个40岁的健康女性要买一份保额为100万美元的终身寿险保单大概要缴纳13900美元/年的保费，但如果她购买一份20年的定期寿险，她只需要每年缴纳750美元即可。

A $1 million policy for a healthy 40-year-old woman can run as much as $13,900 a year; she could get a $1 million 20-year term policy for $750.

youdao

定期寿险的每月支出便宜非常多，所以更应该把别的保单里的现金价值取出来，来购买新的定期寿险。

Term insurance is substantially cheaper per month, enough so that it's worth cashing in the other policy, removing the cash value, and instead start a term policy.

youdao

最简单的寿险保单形式叫做定期人寿保险。

The simplest form of life insurance is called "term insurance."

youdao

The simplest form of life insurance is called "term insurance."

最简单的寿险保单形式叫做定期人寿保险

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