存量贷款是指现有的贷款款额。其表现的主要特点是传统行业多，新兴行业少；一般贷款品种占比多，创新贷款占比少；信用等级低的客户多，信用等级高的客户少；实际用于铺底的多，用于周转流动的少。
修正后的储蓄率看起来与消费者和抵押贷款存量更加一致。
The new saving rate seems much more consistent with the continuing decline in consumer and mortgage debt outstanding.
指一个经济体中的货币总存量，包括钞票和硬币、贷款、信贷和其他流动性金融工具。
The total stock of money in an economy, including notes and coins, loans, credit and other liquid instruments.
存量资产管理是指对已发放贷款的管理。
The inventory assets management means the management of the loans credited.
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