这两个概念是有区别的：收入指的是一个国家或者一个家庭一年内所获得的资本流量；而财富指的是在除去负债以后，到目前为止，个体在一生之中所积累的财产存量。

The two concepts are different: income is the flow of money a nation or household receives in a year; wealth is the stock of assets it has accumulated over its life so far, minus its debts.

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由于很多国家拥有业已确立的移民“存量”而他们又不太可能离开其接受国，因此汇款流量仍将保持“弹性”。

Remittance flows will stay “resilient” because many countries have a well-established “stock” of migrants who are unlikely to leave their adopted countries.

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就日本银行业不良债权的现实情况而言，可以从存量、流量和结构等不同角度加以分析。

We can analyse it from aspects of stock, flow and structure as regarding reality of the bad creditor's rights of Japanese banking.

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