焦虑促使房主位财富建立“缓冲存货”，一般是现有正常收入的多重组合，比如针对意外的基金。
Anxiety leads them to build up a "buffer stock" of wealth, which will be some multiple of their normal income, as a hedge against misfortune.
在另一篇文章中，周先生提出建立一种取代美元的，由世界货币基金组织管理的新的国际储存货币。
In another article, Mr Zhou suggested the creation of a new international reserve currency, managed by the IMF, to replace the dollar.
这些流动性的需求包括：用来购买存货的流动资本，以及支付明天就要到期的债券利息的基金。
They include working capital to buy inventory and funds to pay bond interest due tomorrow.
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