填写表格的指示及存款在银行。
通常银行的服务是支票帐户, 人们可以存款在银行, 然后他们可以开支票买东西。
The most common banking service is the checking account. People deposit their money in the bank and then they can write checks to buy things.
银行发放了长期贷款,但只持有客户的短期存款,该短期存款在银行收回贷款资产前随时可能被客户提走。
Such as Banks, when it issues a long term loans to the customer, it only hold the short term deposits which could be drawn by the customers before the loans being reimbursed.
It used to be that the government didn't let banks pay more than a certain amount on their deposits and that helped protect banks because then they didn't have to compete to pay high interest rates -then be incentivized to make risky loans to try to make money with those high interest rates.
在这之前,政府不允许银行对存款,支付超过一定数量的利息,那样做是为了保护银行,因此他们不必争相,去支付高额利率...,因为在高利率支付下银行会倾向于,发放高危贷款以获取利润
If banks get in trouble and they can't pay out -if one bank gets in trouble and can't pay out on its deposits, then that can bring the whole system down because it can cause a panic among investors -among depositors and banks -and create a run on a bank.
如果银行出现问题而且他们无法支付...,如果一家银行出现问题,并且无法支付提取的存款,那么这就会使得整个系统崩溃,因为这会在投资者中引起恐慌...,在存款人和银行中引起恐慌,并且造成银行挤兑
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