为中国国内市场的增长而扩大消费信贷意味着国有独资商业银行的存款减少。
Expanding consumer credit in China for domestic market growth means fewer deposits in state-owned Banks.
负利率并未激励银行更多地借贷，因为银行担心存款减少，所以在放贷方面将更为谨慎。
Far from being incentivised to lend more, Banks worried about shrinking deposits would be warier of extending credit.
在这经济财政危机之际，我们目睹工作消失、存款减少、房价猛跌、拍卖房子猛增以及银行相继倒闭。
In the financial and economic crises, we have watched jobs disappear, nest eggs shrink, home values plunge, foreclosures zoom upward and Banks lay low.
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