存款准备金利率（英文：Deposit Reserve Rate）是央行支付给金融机构缴存的存款准备金（法定存款准备金和超额存款准备金）所支付的利率。存款准备金利率不同于 法定存款准备金率，法定存款准备金率是指一国中央银行规定的商业银行和存款金融机构必须缴存中央银行的法定准备金占其存款总额的比率。而存款准备金利率，是这部分存款准备金支付的利率。一个是比率，一个是利率，两者有着本质的区别。
中国提高了各银行必须存于中央银行的存款准备金利率。这是其今年的第四次提高。
China boosted the required level of reserves that banks must deposit with the central bank, for the fourth time this year.
我们相信，以同时提高存贷款利率或再度提高存款准备金率为形式的紧缩手段即将到来。
We believe that tightening in the form of a hike in both deposit and lending interest rates, or yet another hike in the reserve requirement ratio, is imminent.
业内人士估计，中国人民银行不久会再次上调存款利率和准备金率。
The People's Bank of China (PBOC) is expected soon to lift interest rates and banks' reserve requirements once again.
应用推荐