个人存单质押贷款期限不得超过质押存单的到期日，且最长不超过一年。
Thee length of maturity of a personal loan pledged by CDs/treasury bonds may not exceed the due date of the pledged CD.
第七条存单质押担保的范围包括贷款本金和利息、罚息、损害赔偿金、违约金和实现质权的费用。
Article 7 Deposit certificate of a hypothecated loan may be used to guarantee the principal and interest of the loan, penalty interest, damages, penalty and expenses for the obtainment of pledge.
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