大额存单(Certificates of deposit,CD),是指由银行业存款类金融机构面向个人、非金融企业、机关团体等发行的一种大额存款凭证。与一般存单不同的是,大额存单在到期之前可以转让,期限不低于7天,投资门槛高,金额为整数。我国大额存单于2015年6月15日正式推出,以人民币计价。作为一般性存款,大额存单比同期限定期存款有更高的利率,大多在基准利率基础上上浮40%,少部分银行上浮45%,而定期存款一般最高上浮在30%左右。
定期大额存单 certificate of deposit
开发大额存单 Certificate of Deposit
对银行有利大额存单 Certificate of Deposit
大额存款单 CD
大额转让存单 negotiable certificates of deposits
大面额存款单 certificates of deposit
大额定期存款单 Certificate of Deposits
大额定期存单 large amount deposit certificate
大额可转让存单 Large-denomination Negotiable Certificate of Deposit ; large-denomination negotiable CDs ; Certificate of Deposit
可转让大额定期存单 Negotiable Certificates of Deposit ; certificates of deposit
如果您真的愿意,您可以继续办理兑现您的未到期大额存单,但我想为您推荐个人耐用消费品贷款。
You can go ahead and cash your undue Large-Amount Deposit Certificate if you really want to, but I'd recommend a Personal Durable Commodities Loan.
另一方面,由欧洲央行的研究人员近期提出的一份报告指出大额定期存单的部分问题在于它们被用于投机,而不单是保值。
On the other hand, a recent paper by researchers at the European Central Bank says part of the problem with CDSs is that they are used for speculation, as well as hedging.
外币的可转换债券、大额可转让存单、商业票据视为外币债券进行管理。
Foreign currency convertible debentures, large amount transferable deposit receipts and commercial bills shall be regarded and administered as foreign currency debentures.
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