消费者已经对美国开始恐慌不安，因为那里的银行倒闭在增加而国家的存款保险基金很有可能面临亏空。
Consumers are already twitchy in America, where bank failures are rising and the nation's deposit-insurance fund faces a potential shortfall.
在国际货币基金组织的183个成员国中，67个国家的存款保险制度是以法律的形式予以明确规定的。
Among the 183 members of the International Monetary Organization, 67 members recognize the insurance system in the form of law.
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