最后，提出了优化我国商业银行信用评级方法的几点建议。
On the end, suggest some proposes of optimalizing the credit rating of commercial banks of china.
同时，也分析了两者的缺点和不足，为本文进行商业银行信用评级模型的权重设计提供了依据。
At the same time, he analyses the disadvantages of them and provides the foundation about the design of weight for the model of credit rating.
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