对传统商业管理模式进行改造，有效促进了营销规模扩大和经营管理水平提高。

Develop transforming to the tradition business management information system, and has effectively promoted marketing scope enlargement and business administration standard to raise.

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现代商业银行风险管理体系包括：风险控制组织、风险度量技术、风险规避技术、全面风险管理模式。

The risk control system of modern commercial bank covers risk control and organization, risk measurement technique, risk dodge skill, mode of risk management in an all-round way.

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信息技术全面改变了传统商业的经营与管理模式，并不断创造出崭新的商业模型乃至商业业态。

The information technology has wholly changed the operation and management mode of the traditional commerce, additionally creating brand-new commercial model and even commercial format constantly.

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