呆坏账指的是银行的不良资产主要是指不良贷款。也就是说，银行发放的贷款不能按预先约定的期限、利率收回本金和利息。不良资产主要是指不良贷款， 包括逾期贷款（贷款到期限未还的贷款）、 呆滞贷款（逾期两年以上的贷款）和呆帐贷款（需要核销的收不回的贷款）三种情况。其他还包括房地产等不动产组合。
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坏账及呆账拨备/备抵 provision for bad and doubtful debts
坏账或呆账 Bad debts or uncollectible accounts
坏账及呆账备抵 allowance for bad and doubtful debts
呆账坏账 stagnant and bad debts
如果俺们无所作为视而不见，呆坏账就会随处可见。
按照新的金融企业呆坏账核销管理办法，对小企业贷款损失依法及时核销。
According to the new management method of canceling bad debts after verification for financing enterprises, cancel the loan losses of small-sized enterprises in time in accordance with the law.
按照新的金融企业呆坏账核销管理办法，对小企业贷款损失依法及时核销。
You should timely and legally write off the loan-related loss of small enterprises according to the new measures for the write-off of doubtful and bad debts of financial enterprises.
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