银行业务最终用户分为三大类：银行的员工、业务合作伙伴和实际零售客户。
Banking end-users are divided into three major categories: the employees of a bank, business partners, and actual retail customers.
每家银行将与规划署的各合作伙伴签署贸易协定。
Each bank will sign a trade facility with the program partners.
在首次公开募股之前，高盛依赖于它的合作伙伴的股本，并且这些合作伙伴基本上都把他们的钱存在银行直到他们破产。
Prior to the IPO, Goldman relied on its partners' equity for capital, and the partners basically had to keep their money in the company until they left.
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