escrow account
策略：如果你只是把钱或信用卡放在口袋里，本以为会把钱都存起来。 但实际什么多没存，除非你把它存到银行帐户里。
The Solution: You could have saved the entire amount if you just kept the money (or credit card) in your pocket.
youdao
你的口袋里和银行往来帐户上也总是有一定数量的钱。
You also have some of it in your pocket and in bank accounts.
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