迷人的人也比长相普通的人更容易获得贷款，即使他们不可能还。
Attractive people also have an easier time getting a loan than plain folks, even as they are less likely to pay it back.
但是，有购房意向的人们可能仍然难以获得抵押贷款，即使他们的信用记录无可指摘。
But people who want to buy homes may continue to struggle to get mortgages, even if they have excellent credit.
在房地产泡沫严重时，即使贷款人符合低利率的要求，房产中介也为了获得暴利而兜售高成本贷款。
During the housing bubble, brokers often earned more by selling high-cost loans, even if borrowers qualified for lower rates.
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