确定哪里有超支,哪里又可以削减开销。
Determine where you're out of balance, and where you can shave costs.
就整体而言,如此早地采取削减开销政策是一步险棋。
And, taken as a whole, cutting this much this early is a risk.
责任依然在借方,在他们来到银行借钱时,他们需要逐步削减开销。
The onus is also on borrowers to show that they are taking steps to cut costs before they come to lenders for more money.
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