interest basis
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但第二年的利息是以你第一年存入的钱，以及得到的利息为基数的。
This second year's interest is paid on the money you originally deposited, as well as on the interest you earned in year one.
youdao
以本金和不断累计的利息为基数计算利息。
A principal plus its interest, as in a loan.
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