利差收入是指贷款利息收入与存款利息支出的差额，在我国的银行业中，这种方式占的比重相当大。
银行手续费及佣金收入呈现出高于利差收入增长的速度，占银行营业收入比重逐步提高。
Commissions and fees have shown a faster growth rate than interest margins and now have a more important role in Banks' revenues.
作为风险承担补偿金的银行业所获收入(贷款账面上存贷款利差)被算做银行业产值。
Revenues that Banks earn as compensation for risk-bearing - the spread between loan and deposit rates on their loan book - are accounted for as output by the banking sector.
长期以来，我国银行业的利润大部分来源于存贷利差所形成的利息收入，而西方国家银行的利润大部分来自于中间业务收入。
For a long time, most of the profits of Chinese Banks come from interest spread, but those of Banks in western countries come from intermediate business.
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