出资期限是合营企业合同中规定的合营各方投入资本的日期。它是企业在生产、经营中有计划地收入资本进行运用的保证。各项投资的出资期限应按资本的出资方式具体加以确定。以现金投资，不论是人民币，还是外国货币，一律以收到或存入合营企业银行存款户之日为准。
拟设立外资企业的投资总额、注册资本、资金来源、出资方式和期限；
The total amount of investment, the registered capital, the source of funds, and the method of investment contribution and the operation period;
因此，应将股东首付的法定出资比例提高至40%至50%，并适当缩短缴清出资的期限。
Therefore, the proportion of initial capital contribution of the shareholders should be increased to 40%-50% and the payment term should be shortened.
金融机构拆出资金的最长期限不得超过对手方由中国人民银行规定的拆入资金最长期限。
The longest term of interbank lending for a financial institution shall not exceed the longest term of interbank borrowing for the other party as provided by the PBC.
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