大银行似乎已经发现:坏账的准备金提取周期即将到底波峰了。
The big Banks seem to think that the provisioning cycle for bad debts overall is at or near a peak.
具有分离基金的保险产品的责任准备金提取有别于传统的精算方法。
Reserving for segregated fund insurance contracts are difference from traditional actuarial method.
然后,结合湖南省水稻种植保险保费数据,提出湖南省种植业保险巨灾准备金提取比例测算方法。
Finally, combined with the premium data, the article put forward a methodology to calculate the catastrophe reserves.
An insurance company must hold the reserves; it can hold more and that's called the statutory surplus.
保险公司必须持有准备金,可以提取更多准备金,这叫做法定盈余
The reserves are an accounting entry-- it's how much they are required to hold, but the companies will hold more than that, typically, in order to protect themselves-- more than is required--and their policy holders-- more than is required by the regulators.
提取准备金就要做会计分录,由相关部门的规定,来提存一定量的准备金,但是保险公司可以持有更多的准备金,通常,多提存是为了,保护他们自己以及投保人,于是持有更多准备金
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