不再增加信用贷款 NMC
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个人就会在房屋按揭和信用卡上开始违约，倒闭的公司也不会再付贷款给银行。
Individuals started to default on their mortgage and other credit payments. Bankrupt companies stopped paying their loans to Banks.
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时间是一笔贷款，即便再守信用的借贷者也还不起。
Time is a loan, even if again honest borrowers also still can't afford to.
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