本文分析了我国目前住房抵押贷款的现状，推行住房抵押贷款证券化的必要性和应具备的条件。
This paper discusses the current situation of our country 's housing mortgage and points out the necessity and necessary conditions of making housing mortgage in stock form.
我国目前基本具备了建立住房贷款抵押—级市场的可行条件，要建立的住房抵押贷款—级市场有三种方式可以选择。
Nowadays, China has basically had a feasibility of setting up a second - class market of housing credit mortgage, here we' 11 discuss three choices for it.
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