根据共同保险条款，保险人通常必须付全部费用的百分之二十。
According to co-insurance clauses, the insured person must pay usually 20 percent of the total expenses covered.
除共同海损和救助费用外，由被保险人或代表被保险人，为保险标的的安全或保存保险标的所产生的费用，叫特别费用。
Expenses incurred by or on behalf of the assured for the safety or preservation of the subject matter insured, other than general average and salvage charges, are called particular charges.
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