邮政储蓄银行和邮政寿险局计划向诸如房贷或是新类型保险的高收益业务进军，但是其工作人员对此类业务却并不熟悉。
Yucho and Kampo plan to enter higher-yielding lines of business such as housing loans and new types of insurance, but the civil servants who work there have little experience in evaluating risk.
用户可以申请多个银行帐户，可以选择是支票帐户类型或者是储蓄帐户类型。
The user can apply for multiple bank accounts, choosing from either a checking or savings account type.
实际上，绝大部分银行对储蓄存款，定期大额储蓄存款和某几种类型的货币市场账户根本上就没有准备金。
In fact, most Banks have no reserve requirements at all on savings deposits, CDs and certain kinds of money market accounts.
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