借款人可用现金或其在中国银行的存款偿还贷款本息。
Thee borrowers may use cash or deposits with the Bank of China for debt service.
借款期内，借款人连续三期或累计六期未足额偿还贷款本息和实现债权费用的；
During the loan, the Borrower fails to pay the entire amount of principal and interest or realize the expense of credit for 3 times in succession or for accumulative 6 times.
关注：尽管借款人目前有能力偿还贷款本息，但存在一些可能对偿还产生不利影响的因素。
Special-mention: borrowers are still able to service the loans currently, although the repayment of loans might be adversely affected by some factors.
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