债权合同是指确定、变更、终止债权债务关系的合同。
和解合同不必定为债权合同，而是有可能为物权合同或准物权合同；
A compromise contract is not necessarily a creditor's contract and may be a real contract.
书面形式是抵押合同的成立生效要件，抵押人、抵押权人、以自己的财产设定抵押权的第三人在主债权合同及抵押合同中皆处于不同的利益循环之中。
A mortgage contract should be concluded in writing. Mortgagor, mortgagee and the third party who set up the right of mortgage on his own property are all in different circulation of interest.
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