他们根据对客户个人偿还债务能力的分析，调整其信贷收取的利息率。
The interest rates charged for credit fluctuates based on their analysis of individuals' ability to pay back the debts they incur.
利普斯基表示全球经济的风险上升，反映了对决策者控制债务能力的信心的缺乏。
Lipsky said rising risks to the global economy reflected a lack of confidence in policymakers' ability to rein in debts.
华尔街流传这样一句话：“与你有清还债务能力的时间相比，市场能非理性地持续更长时间。”
There is a saying on Wall Street that goes, "The market can stay irrational longer than you can stay solvent."
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