因此，银行间的竞争包括两个方面，债务人和债权人。
Therefore, the competition between Banks included two sides, the debtors and loaners.
但是如果债务是由资产担保的那么债务人和债权人则都有可能遭受损失。
But when the debt is secured against an asset, lenders and borrowers can both lose.
该书的重点是法律议题包括合同，公司成立，债务人和债权人的关系和知识产权的各种权利。
The book focuses on a variety of legal topics including contracts, company formation, debtor-creditor relationships and intellectual property rights.
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