借款负债也称非存款负债,是指银行主动通过金融市场或直接向中央银行融通的资金。吸收存款是商业银行最主要的负债业务,但近些年看来,银行为了保持其流动性而大量借入资金,而且许多银行还经常依赖借入资金来维持其经营,借款负债在商业银行负债总额中所占比重不断提高,这与负债管理理论的出现是分不开的。
实证结果显示:对于上年度业绩较好的上市公司,当经济波动幅度较小时,借款负债能够削弱公司价值的波动;
Empirical results indicate regarding for those well performance corporate in last year, debt financing can weaken the fluctuation of corporate value while the extent of economic fluctuation is less;
不过现在报应来了,无论英国的总借款到达什么程度,家庭负债相较于可支配收入肯定是G 7成员国中最多的。
But now the payback comes. Whatever the extent of the country's total debt, British households are certainly the most indebted (relative to disposable income) in the G7.
家庭都在努力偿还债务以脱离不断深陷的泥潭,如果他们放弃并拖欠债务,就会对周围负债的借款人造成更大的压力。
Households are struggling to pay down debt to get out of the hole they're in, and if they give up and default, that places more pressure on indebted borrowers around them.
For example, Microsoft has avoided borrowing any money and they don't believe in debt, so they are not leveraged.
比如微软从不借款,他们不愿负债,所以没有杠杆性
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