(世界变迁下的合作社基本价值–史望奥克贝克) 合作社基本价值 (Depositors) 金融机构 借款者 (Borrowers) ($) ($) $ × r $ × R 盈馀 = (R-r) × $ -营运成本-薪资费用 股东 (Shareholders) 盈馀= ( )× ( ) ( ) ( ) ( ) 盈馀= (...
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第二类是投机型 借款者(speculative-financed unit)。这类借款者的预期收入在总量上超过债务额,但在借款后的前一段时期内,其现金流人小于到期债务本息,而在这段时期后的每一时期...
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型借款者 hedge-financed unit ; Ponzi Unit
外来借款者 [金融] nonresident borrower
借款者套利 borrower arbitrage
付借款者 Loan teller
借款者的债务与收入比 Debt to Income Ratio
借款者都在努力通过少花多存来缓解经济紧张状况。
Borrowers are striving to ease their financial position by spending less and saving more.
放贷机构常常与借款者勾结,以扩大抵押贷款规模,或者更糟糕的是,向借款者兜售错误的政策。
Too often lenders connived with borrowers to swell the size of mortgages, or worse, sell borrowers the wrong policy.
然而借款者仍然要应付大量的债务。
Borrowers still have a crushing amount of debt to deal with, however.
Subprime borrowers seem to be the ones who are being really hit with new ideas.
次级借款者是,金融创新的牺牲品
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