这些流动性工具向借款者征收惩罚性利率，它们在私人信贷复苏的情况下，就没什么吸引力了。

Those liquidity facilities charge borrowers a penalty rate which makes them less attractive as private credit returns.

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倘若循环贷款户口的欠款结余超过信贷限额，我们可按服务收费表或贷款协议书征收超额贷款费用。

If the balance owing on the account for the revolving loan exceeds the credit limit, we may charge an overlimit fee as set out in the service fee table or Loan Agreement.

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