很多银行结构太过冗杂，难以管理——Andromeda资产管理主管，前苏格兰皇家银行信贷风险基础设施长官Glenn Woodcock说道。
Many banks have become too complex to be managed properly, says Glenn Woodcock, a director at Andromeda Capital Management and a former head of credit-risk infrastructure at RBS.
运用计量方法和神经网络原理，构建贷款前的信贷过程风险管理识别和量化体系。
The author USES the measurement method and neural network theory to build the identifying and quantifying system of the credit process risk management before loan.
将信贷风险防范和控制前移，使信贷风险的管理贯穿于信贷业务的整个过程，进而降低商业银行的不良贷款。
Commercial Banks should improve the management of credit risk in the credit business through the whole process to prevent and lower credit risk.
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