二是在去年10月已经开始对消费者信用证实施担保。
And a guarantee for customers' letters of credit was introduced in October.
与跟单信用证和保函相比较而言，备用信用证实质就是一种信用证形式的银行担保。
Compelled with the normal letter of credit and the letter of indemnity, the standby letter of credit is a kind of bank guarantee in the letter of credit form essentially.
但是，由于我国信用证实践的起步较晚，国内理论界和实务界存在很多对信用证结算方式的误解。
But, because of the late development of LC, there are some distortions about them theoretically and practically in our country.
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